Aarti was born in Mumbai. She comes from a Sindhi family. Her family has no connections with Bollywood or any other Indian movie industry. Her father is a dentist Dr. Ashok Chabria, 

and her mother Sunita Chabria is a designer for beaded curtains and pelmets. 

She has a younger brother named Abhishek.

Aarti was modeling since the age of 3 years. She was the Farex Baby, 

and appeared in several commercials like, Maggi Noodles, Pepsodent Tooth Paste, 

Clean and Clear Facewash, Amul Frostick Ice-cream, Lml Trendy Scooter, Krach Cream.

After completing her education, Aarti shot into fame when she was crowned Miss India in 2000. 

She then appeared in the music video of Sukhwinder Singh's "Nashi Hi Nasha"; 

one titled 'Madhubala', one for Adnan Sami's "Roothe Hue Hai Kyo" from the album Tera Chehra.

She made her debut in Bollywood with Tumse Achcha Kaun Hai in 2002, 

but before that she had also acted in a cameo role in Akansha and Lajja in 1989 and 2001 respectively. She portrayed the roles of an NRI tapori in Awara Paagal Deewana, 

of a woman with a split personality in Raja Bhaiya, a conservative 

Muslim belle who is a bar dancer, in love with an underworld don in Shootout at Lokhandwala, 

or a Christian housewife in Daddy Cool.

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